Kelly Ruggles - Financial Advisor and Educator

Kelly Ruggles is a financial advisor and educator who specializes in financial planning matters related to retirement. Planning for years after retirement is extremely important, and only with proper planning can a retired person become financially independent. Kelly Ruggles also is founder and president of American Reliance Group Inc. which helps people make sound financial plans to protect their needs and comfort after retirement.

Throughout his career, which spans more than two decades, Kelly Ruggles has helped retirees and preretirees understand retirement planning and what investment options are available to them during their retirement years. Kelly Ruggles believes the financial needs and requirements of each individual are different, therefore only personalized retirement financial plans can bring financial independence to a person's life. Kelly Ruggles' book, 'Financial Concerns for Retirement,' provides readers with simple strategies that can help those nearing retirement age understand the importance of retirement planning and how to apply specific strategies to meet their needs. Kelly Ruggles diligently works to simplify complex retirement planning and investment processes for seniors, and in doing so opens doors to their ready understanding of complicated issues. By judiciously planning their retirement finances, retirees can stay out of debt, plus gain peace and confidence while enjoying financial independence.

In the past 14 years, Kelly Ruggles has informed and educated more than 1,000 retirees and preretirees on the subject of how to understand financial planning processes. In addition, he regularly conducts workshops and seminars that highlight investment options for seniors. In those workshops and seminars, Kelly Ruggles explains the importance of retirement planning and gives seniors advice and information on how to reduce their tax liability, invest in the stock market, or buy bonds; all factors leading toward a more profitable future.

Each of the chapters from Kelly Ruggles' book, 'Financial Concerns for Retirement,' can be found, accessed, and read individually on his Web site. Also on that Web site are details about his speaking schedule. Browse through http://www.kellyruggles.com for that information and more.